My Experience with PayOff

Updated on: by Miranda Grimm

So I recently heard about this site called PayOff that rewards you for getting out of debt! Of course I had to try it out because I am working hard to pay off a few credit cards and would love to earn rewards for doing so. However, my initial experience has not been very pleasant.

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All went well to begin. I registered for PayOff and went straight for setting a goal of paying off my WalMart Credit Card. However, it wanted me to connect my bank account, giving them my Account ID and the password I use to login!! Seems irrelevant. I am trying to link my Walmart account…not my bank account and yet it continually asked for my bank account.  At this point I was hoping I was just overlooking something obvious and doing it all wrong.

So, I try it another way and still…I must link my bank account.

 

Obviously I don’t go around giving my bank account information to just anyone. So at this point I gave up on PayOff to earn rewards as I pay off my debt.

 

Have you used PayOff and succeeded?

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Anna

July 23, 2012 at 9:20 pm

I’ve seen this one too and wondered how it worked. I wonder if it is kind of like Mint or Page One (I think that’s what it’s called). I had to link my bank account with those and honestly didn’t really like doing so.

Miranda Grimm

July 23, 2012 at 9:28 pm

It may be. It should do more to explain the process and ensure our safety! I really hope that by some random chance the owners read my post.

Katie Jones

July 23, 2012 at 9:28 pm

I’m telling you … it’s so funny how we all almost post the same stuff! I recently came across Payoff and decided to give it a try so that I could do a review of them. I didn’t have to link my bank account, only the account I wanted to pay off, which is my Bill Me Later account. I think the general concept is fun and playful, but I’m not sure if I will stick with it. It really depends on how proactive I am about it! 🙂

Miranda Grimm

July 23, 2012 at 9:33 pm

See I don’t mind linking to just my Walmart Credit Card but it doesnt seem to let me…that is what I want to goal for paying off…maybe I will try it again.