11 Best Free Debit Cards For Kids And Teens

Recently, teaching kids and teens about money management and financial responsibility has become increasingly important. 

One powerful tool that can help instill these essential skills early on is a debit card. 

Debit cards for kids and teens provide a safe and convenient way for them to learn about spending, saving, and budgeting while also giving parents peace of mind. 

However, finding the right debit card that meets both the needs of youngsters and their parents can be a challenging task. 

But this blog post has got you covered by compiling a comprehensive list of the 11 best free debit cards for kids and teens. 

It takes into account factors such as security, ease of use, and financial education features.

Best Free Debit Cards For Kids

If you want a debit card for your kid, here are options you can choose from: 

1. Greenlight

Signing up for Greenlight is a simple and straightforward process. 

Parents can download the Greenlight app on their mobile devices from the App Store or Google Play Store and follow the prompts to create an account. 

Once the account is set up, parents can add their children as users and customize spending controls, such as where the card can be used and how much can be spent. 

Greenlight offers real-time notifications for transactions, allowing parents to keep track of their child’s spending habits and provide guidance when needed.

Greenlight aims to provide a safe and educational experience for kids and teens. 

Through the app, parents can allocate allowances, set up savings goals, and even create a system for their children to earn money by completing tasks or chores. 

This helps teach them financial responsibility and the value of money.

Additionally, Greenlight offers a “Greenlight Max” plan that allows kids to invest in stocks with parental guidance. 

Parents can supervise and provide recommendations for their children’s investment choices, making it an excellent tool for introducing them to the basics of investing.

The Greenlight card can be used online and in-store, giving children the freedom to make their own purchases while still under the supervision of their parents. 

It’s a fantastic option for parents who want to empower their children to learn about financial independence in a controlled environment.

2. goHenry

To sign up for goHenry, parents can visit their website or download the goHenry app from the App Store or Google Play Store. 

The registration process involves providing personal details and setting up a family account. 

Once the account is created, parents can add their children as users and order personalized goHenry debit cards for them.

goHenry is designed to give parents control over their children’s spending while also teaching them valuable financial skills. 

The goHenry app enables parents to allocate regular allowances, set savings goals, and assign tasks or chores for their children to earn money. 

This helps kids and teens learn about budgeting, saving, and responsible spending.

With goHenry, parents can monitor their child’s transactions in real-time through the app. 

They receive instant notifications whenever the goHenry card is used, allowing them to stay involved and guide their children’s financial decisions. 

The goHenry card can be used anywhere Mastercard is accepted, making it a convenient option for kids and teens to make purchases online or in-store.

goHenry also offers a unique feature called “Savings Goals,” which allows children to set goals for specific items they want to save for. 

This feature encourages a savings mindset and teaches children the importance of delayed gratification and long-term financial planning.

3. FamZoo

FamZoo offers a virtual family banking system designed to help kids and teens develop strong money management skills. 

The platform provides a range of features, including prepaid debit cards, online budgeting tools, and educational resources.

To get started with FamZoo, parents can sign up on the FamZoo website and create a family account. 

From there, they can order prepaid debit cards for their children and link them to their account. 

Parents have the flexibility to allocate allowances, set up automated payments for chores or tasks, and monitor their children’s spending habits.

FamZoo promotes financial education through its “Learn” tab, where parents and children can access a variety of educational materials and interactive quizzes. 

This helps kids and teens understand concepts like budgeting, saving, and responsible spending.

The FamZoo cards can be used wherever Mastercard is accepted, allowing kids and teens to make purchases online or in-store. 

The platform also offers a unique feature called “IOU Accounts,” which helps children learn about credit and debt by keeping track of money borrowed or lent within the family.

4. BusyKid

BusyKid is a unique debit card system that aims to teach children the importance of earning money through chores and responsibilities. 

With BusyKid, parents can assign tasks to their kids and allocate payments upon completion. 

This helps instill a strong work ethic and financial responsibility in children from a young age.

To sign up for BusyKid, parents can visit the BusyKid website and create a family account. 

They can then add their children as users and link their bank account to fund the BusyKid card. 

Parents have full control over chore assignments, payment amounts, and the ability to track their children’s progress through the BusyKid app.

BusyKid also encourages children to give back by providing the option to allocate a portion of their earnings to charitable organizations. 

This instills the value of philanthropy and teaches kids about the importance of making a positive impact on the world.

5. Current

Current is a debit card and mobile banking app designed specifically for teenagers. 

It provides them with financial independence while still allowing parents to oversee and manage their accounts. 

With Current, teens can have their own Visa debit card and access features like direct deposits, savings goals, and spending insights.

Teens can sign up for a Current account through the Current website or by downloading the Current app from the App Store or Google Play Store. 

The application process requires providing personal information and linking a funding source. 

Parents have the ability to monitor transactions, set spending limits, and establish automatic allowances.

Current also offers a feature called “Round-up,” where purchases made with the card are rounded up to the nearest dollar, and the spare change is automatically deposited into the teen’s savings account. This encourages saving habits and helps teens build their financial foundation.

6. Jassby

Jassby is a digital wallet and debit card platform designed for kids and teens. 

It provides a safe and convenient way for parents to manage their child’s finances while teaching them important money management skills. 

With Jassby, parents can allocate allowances, set spending limits, and monitor transactions in real-time.

Parents can sign up for Jassby through the Jassby website or by downloading the Jassby app from the App Store or Google Play Store. 

During the sign-up process, parents will need to provide their personal information and link a funding source to load money onto the Jassby debit card.

One unique feature of Jassby is the “Family Store.” 

Parents can create a virtual store within the app where children can browse and “purchase” items using their Jassby balance. 

This encourages responsible spending and allows parents to reward their children for completing tasks or reaching milestones.

7. Akimbo

Akimbo offers a prepaid debit card solution that is particularly suitable for teens and young adults. 

It allows parents to set up sub-accounts for their children, making it easier to allocate funds and monitor their spending.

To sign up for Akimbo, parents can visit the Akimbo website and create a primary account. 

From there, they can add sub-accounts for their children and customize spending controls. 

Parents can transfer money to their child’s card instantly and track transactions through the Akimbo app or website.

The Akimbo card can be used online, in-store, or at ATMs, providing flexibility for teens to manage their money responsibly. 

It also offers features like direct deposit and the ability to lock and unlock the card for added security.

8. Mango Prepaid Mastercard

The Mango Prepaid Mastercard is a reloadable prepaid debit card designed for individuals aged 13 and older. 

It provides a convenient and secure way for teens and young adults to manage their money.

To sign up for the Mango Prepaid Mastercard, individuals can visit the Mango website and apply for an account online. 

The application process requires providing personal information and verifying identity. 

Once approved, the card can be loaded with funds through direct deposit, mobile check deposit, or cash reloads.

The Mango card offers features like budgeting tools, real-time transaction alerts, and the ability to track spending through the Mango mobile app or website. 

Cardholders can use the Mango card anywhere Mastercard is accepted, making it a versatile option for everyday purchases.

9. American Express Serve

American Express Serve is a prepaid debit card that offers a range of features and benefits for teens and young adults. 

It provides a convenient way to manage money and make purchases online, in-store, or through mobile wallets.

To sign up for an American Express Serve card, individuals can visit the American Express Serve website and apply online. 

The application process requires providing personal information and verifying identity. 

Once approved, the card can be loaded with funds through direct deposit, cash reloads, or bank transfers.

American Express Serve offers features like free ATM withdrawals at over 30,000 MoneyPass ATMs, sub-accounts for family members, and the ability to receive funds from friends and family through the Serve mobile app or website. 

Cardholders can also enjoy additional benefits such as purchase protection and roadside assistance.

10. Capital One MONEY

Capital One MONEY is a prepaid debit card and app designed for teenagers to manage their finances. 

It offers a range of tools and features to help teens learn about money management and build responsible financial habits.

To sign up for Capital One MONEY, teens can download the Capital One MONEY app from the App Store or Google Play Store. 

The application process requires parental consent and guidance. Parents can monitor their teen’s spending and provide guidance through the app.

Capital One MONEY provides features like spending tracking, savings goals, and customizable spending categories. 

It also offers educational content and quizzes to help teens learn about budgeting, saving, and making informed financial decisions.

11. Revolut Junior

Revolut Junior is a prepaid debit card and app designed to teach kids and teens financial literacy and independence. 

It provides a safe and controlled environment for children to learn about money management.

To sign up for Revolut Junior, parents can download the Revolut app and apply for a Junior account. 

The application process requires providing personal information and verifying identity. 

Parents can then link their child’s Junior account to their own Revolut account for oversight and control.

Revolut Junior offers features like allowance management, spending controls, and the ability to track transactions in real-time through the app. 

Parents can teach their children about budgeting, saving, and responsible spending while also setting savings goals for their child.

Revolut Junior also provides financial education through the app, offering interactive tasks and quizzes to help kids and teens learn about money management concepts. 

The Revolut Junior card can be used online, in-store, or through mobile wallets, giving children the freedom to make their own purchases under parental supervision.

Wrap Up

Teaching kids and teens about financial literacy and responsibility is crucial for their future success. 

Introducing them to the concepts of budgeting, saving, and responsible spending at a young age sets a strong foundation for their financial well-being.

By utilizing various tools and platforms designed specifically for kids and teens, parents can empower their children to learn and practice these important financial skills. 

Whether it’s through a family banking system, chore-based earning system, or a prepaid debit card, these resources offer valuable features such as parental oversight, spending controls, and educational resources.

In addition to the practical aspects of managing finances, it’s important to instill values like generosity, philanthropy, and responsible consumerism.

Encouraging kids and teens to give back to the community and make conscious spending choices helps shape their financial behavior and encourages a sense of social responsibility.

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